What Is Medicare?
Medicare is government-funded health insurance for people 65 and older or who meet certain requirements.
Medicare allows for customization; it is separated into four parts that can be combined to achieve your ideal coverage.
Original Medicare
If you have Social Security, you will be automatically enrolled in Original Medicare (Part A&B).
Additional Coverage
If Original Medicare does not meet your coverage needs, you can enroll in additional coverage (Part C & D).
Medicare Coverage Combinations
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- Original Medicare (Parts A & B) or just Part A or just Part B
- Original Medicare plus a standalone Part D plan
- Original Medicare plus a standalone Part D plan plus a Medicare Supplement plan
- Original Medicare plus a Medicare Supplement plan
- A Medicare Advantage (Part C) plan with built-in drug coverage
- A Medicare Advantage plan without drug coverage
- A Medicare Advantage plan without drug coverage plus a standalone Part D plan, only works with certain Medicare Advantage plan types
Do You Qualify?
Original Medicare is provided by Social Security for people who meet certain requirements.
People 65 or older who have worked in the US for at least 10 years
People who qualify for Social Security with certain disabilities
People with end stage renal failure or amyotrophic lateral sclerosis
Legal residents who have lived in the US for the last five years
